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Long-term care is an issue most people avoid like the plague. No one likes to think about getting old, losing their independence or having to spend any length of time in a nursing home or other long-term care facility.

what if I told you that having a trust does not necessarily ensure that your assets will stay protected for the benefit of those you love?

"My parents have a net worth of 1.5 Million. Is it unrealistic for them to gift most of their assets to their children if they did not buy long term care? They will keep an ample amount just to live on."

The first week of December has been designated Older Driver Awareness Week. Gold River Elder Law Attorney Heather Chubb urges the community to include future transportation needs in their long-term care planning.

For middle-aged folks, estate planning in Sacramento goes beyond protecting your kids and your assets should the unthinkable happen to you. It’s also about helping your parent’s get their affairs in order so you are not left with an absolute financial/ legal mess when they become incapacitated or pass away.

What would you do if one day you woke up and needed help with everyday activities like managing your checkbook or even getting dressed? Have you ever thought about who would care for you? Where would you be cared for and what will it cost?

I help seniors and their families make smart decisions regarding their end-of-life wishes and long-term care on a regular basis. And because of my experience in this area, I understand the options facing seniors and their loved ones can be VERY expensive and overwhelming at times.