Long Term Care

Long-term care (i.e. assistance with dressing, bathing, eating, ambulating or using the toilet) is extraordinarily expensive and not covered by Medicare.

Most families cannot afford to take care of a loved one with dementia, Alzheimer’s, Parkinson’s, stroke or Multiple Sclerosis. And very few people have purchased long-term care insurance or have vast resources for the necessary expenses.  

Unfortunately, the majority of people over age 65 today will need long-term care services in their lifetimes.

The average length of care is 2 years, but 20% of people will need care for longer than 5 years.

California nursing home costs in 2017 an averaged $110,000 per year and assisted living facilities averaged $54,000 per year.

As a result, life savings, retirement accounts and even the family home are drained rapidly to pay for long-term care and extended hospital stays, leaving nothing for the surviving spouse and nothing to pass to your children.

The right legal and senior care solutions can help you or a loved one facing long-term care needs and expenses.

For more in-depth information, you can download California Department of Aging's Consumer's Guide to Long-Term Care by clicking here.

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Call The Chubb Law Firm today at (916) 241-9661 to review your goals and discuss your options.

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CLIENT Story

My wife, Sue and I really appreciate the concern and care Heather took in doing our estate planning. It has given us peace of mind. Heather keeps us informed of the latest changes in the laws that we might want to consider. We highly recommend her and the Chubb Law Firm.
Ray

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