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Modern Estate Planning Blog

Elder Law & Special Needs Planning

25
Aug
25
Aug

Get Social Security Benefits by Check? Prepare for Change

The Social Security Administration will phase out most paper checks by September 30, 2025. Chubb Law Firm PC explains how to switch to direct deposit or a Direct Express® debit card to ensure timely, secure benefit payments.

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18
Aug
18
Aug

Pairing Medicare Coverage With Your Current Health Insurance

Approaching 65? Learn how Medicare works with COBRA, retiree coverage, and employer health insurance so you can avoid penalties, gaps in coverage, and high medical bills. Chubb Law Firm PC helps you make informed Medicare decisions to protect your health and finances.

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11
Aug
11
Aug

Is Autism Considered a Disability?

Autism spectrum disorder (ASD) is legally recognized as a disability, giving individuals important rights to education, employment accommodations, and public services. Learn how the Social Security Administration evaluates autism for SSI and SSDI benefits, and how Chubb Law Firm PC can guide you through the process.

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04
Aug
04
Aug

Turning 65? What You Need to Know About Medicare.

Getting ready to turn 65? Learn the key facts about Medicare, when to enroll, and how to avoid costly mistakes. Chubb Law Firm is here to help you make confident, informed decisions about your future healthcare and benefits.

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29
Jul
29
Jul

How a Proposed Medicare Part E Could Benefit Americans

Explore what the reintroduced Choose Medicare Act could mean for your health care options. Chubb Law Firm PC breaks down Medicare Part E and how it may impact individuals, employers, and families nearing retirement.

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22
Jul
22
Jul

Don't Rely on Medicare or Medicaid for Your Long-Term Care

Long-term care isn’t fully covered by Medicare or Medicaid—so what’s your plan? Chubb Law Firm, PC breaks down what these programs actually pay for and offers smart, practical steps to help you stay prepared and protected.

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18
Jul
18
Jul

New Social Security Rule Means More Travel for Older Adults

Learn how new Social Security rules could make it harder for seniors and people with disabilities to update direct deposit info—what you need to know and how Chubb Law Firm PC can help.

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18
Apr
18
Apr

A Comparison of Special Needs Trusts and ABLE Accounts

Special Needs Trusts (SNTs) and ABLE accounts both allow individuals with disabilities to save money without losing eligibility for vital public benefits like SSI and Medi-Cal. At Chubb Law Firm, PC, we’ll help you determine which option—or combination—is best for your family’s unique situation.

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04
Apr
04
Apr

10 Tips to Consider for Special Needs Planning

Planning for a loved one with special needs is one of the most important things you can do to protect their future. These 10 tips will help you plan wisely—without jeopardizing vital benefits or your broader estate plan.

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27
Mar
27
Mar

Estate Planning for Parents of Children With Mental Illness

Mental illness impacts millions of families in the U.S., making proper estate planning essential for protecting children with mental health challenges. At Chubb Law Firm, PC, we help parents create customized plans—including special needs trusts and psychiatric advance directives—to ensure long-term care, financial security, and access to vital benefits.

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CLIENT Story

Heather was wonderful. She explained, in understandable terms, why it is important to establish an estate plan. I never realized what would happen, without a plan in place, and we could not bear the thought of our child in arms of absolute strangers while the court system sorted out his future.
Meri

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