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Medicare open enrollment is designed to give you clarity and choice, but it’s also when scammers become most active. Recognizing the red flags early is key to safeguarding both your coverage and your identity.

Approaching 65? Learn how Medicare works with COBRA, retiree coverage, and employer health insurance so you can avoid penalties, gaps in coverage, and high medical bills. Chubb Law Firm PC helps you make informed Medicare decisions to protect your health and finances.

Explore what the reintroduced Choose Medicare Act could mean for your health care options. Chubb Law Firm PC breaks down Medicare Part E and how it may impact individuals, employers, and families nearing retirement.

Long-term care isn’t fully covered by Medicare or Medicaid—so what’s your plan? Chubb Law Firm, PC breaks down what these programs actually pay for and offers smart, practical steps to help you stay prepared and protected.

Medicaid provides a critical safety net for seniors needing long-term care, but qualifying can be complex, especially for married couples. In 2025, the Community Spouse Resource Allowance allows the healthy spouse to retain up to $157,920 in assets, while the Monthly Maintenance Needs Allowance ensures they can keep a minimum income. Consulting an elder law attorney can help navigate these rules and protect your financial future.

Medicare covers older adults and those under 65 with long-term disabilities, though most must wait 24 months after receiving SSDI to qualify. Some conditions, like ALS, bypass this wait. Medicare includes hospital (Part A), outpatient (Part B), drug coverage (Part D), and Medicare Advantage (Part C). Chubb Law Firm can help you navigate Medicare and disability benefits. Call (916) 241-9661 for guidance.

Approaching retirement? Medicare provides crucial health insurance for those 65 and older. Learn about Medicare Parts A, B, C, and D, how to enroll, and what costs to expect. Understand your options to ensure you're covered for medical expenses in retirement. For expert guidance, contact Chubb Law Firm PC today!

An Advance Healthcare Directive (AHCD) is an important legal document that will allow you to make choices for your future wellbeing, health care, and end-of-life care; as well as appoint a trusted person as your agent. Your chosen agent has the legal authority to make decisions for you and communicate with healthcare professionals if you are unable to. Without this very important legal document in place, no one, not even your spouse, has the legal authority to make decisions for you.