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Blog

11
Dec

2026 Medicaid Long-Term Care Benefits When You Are Married

Needing long-term care does not mean the healthy spouse has to lose everything. Updated 2026 Medi-Cal spousal protections explain how assets and income can still be preserved.

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03
Dec

High Earners Over Age 50 Will Lose a 401(k) Tax Break

A new IRS rule taking effect in 2026 could change how older, higher-earning employees save for retirement. Many people will not realize it affects them until it is too late.

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18
Apr

A Comparison of Special Needs Trusts and ABLE Accounts

Special Needs Trusts (SNTs) and ABLE accounts both allow individuals with disabilities to save money without losing eligibility for vital public benefits like SSI and Medi-Cal. At Chubb Law Firm, PC, we’ll help you determine which option—or combination—is best for your family’s unique situation.

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04
Apr

10 Tips to Consider for Special Needs Planning

Planning for a loved one with special needs is one of the most important things you can do to protect their future. These 10 tips will help you plan wisely—without jeopardizing vital benefits or your broader estate plan.

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27
Mar

Estate Planning for Parents of Children With Mental Illness

Mental illness impacts millions of families in the U.S., making proper estate planning essential for protecting children with mental health challenges. At Chubb Law Firm, PC, we help parents create customized plans—including special needs trusts and psychiatric advance directives—to ensure long-term care, financial security, and access to vital benefits.

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15
Nov

Important Information That May Affect Your Estate Plan

The House Ways and Means Committee submitted their proposal to congress on September 13, 2021 that could bring incredible changes to our estate planning clients. As things continue to change, we’ve been keeping an eye on this topic and wanted to share some helpful information and resources for you so you can make a well-informed decision about how to protect your estate plan. The latest proposal on October 28, 2021 removed many of the changes related to estates and trusts.

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CLIENT Story

I was absolutely without a clue as to how to begin or what I should do to establish an estate plan. I did know that I wanted someone I could trust, that was honest and I would have confidence in. I was referred to Heather by my friend who was being legally advised by Heather on another estate. She was very satisfied with her work and thought I might be happy with her service. At our consultation appointment, her presentation was very thorough. I had lots of questions, and she was easy to talk to and was able to guide me to just the kind of estate plan I needed. That was 10 years ago. Due to circumstances in my life, I have had to make changes to my plan, and I always go back to her for her legal services and guidance. I have recommended Heather before.
Gwen

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