June 19, 2010
As a Sacramento will lawyer, I help seniors and their families make smart decisions regarding their end-of-life wishes and long-term care on a regular basis.
And because of my experience in this area, I understand that the options facing seniors and their loved ones can be VERY expensive and overwhelming at times.
Not to mention, there’s never a good time to talk to a senior about moving into an assisted living facility, nor is mom or dad ever happy about relinquishing their last bit of independence into the hands of a nursing home.
Yet that’s why it’s extremely important for seniors (and their kids) to do their homework and proactively plan ahead to ensure they can find a facility that best meets their ongoing medical and long-term care needs.
Of course in the 21st century there are many options as far as retirement communities are concerned. These options include independent retirement communities, assisted independent communities, at-home assisted living, at-home nursing care, live-in nursing homes, and the list just continues.
All these options may feel overwhelming at first, but there are a number of tips and tools that your family can rely on in their quest to weed out the good long-term care facilities from the bad.
In fact, US News and World Report recently published an article listing nine key things to consider when searching for an assisted living facility. The tips they gave were extremely valuable, and for that reason I’ve summarized them here below:
As you can see, these 9 key considerations provide a great starting point for families seeking nursing home or assisted living care in California. Yet finding a facility is only half the battle as you’ll also need to consider the costs and mounting expenses that accompany any long-term stay
Contrary to popular belief, your parents do NOT have to forfeit their assets and everything they’ve worked so hard for to qualify for Medi-Cal (or Medicaid). Instead, a Sacramento Will lawyer can help you implement a number of tools designed to proactively shield your parent’s assets without jeopardizing their eligibility for federal assistance down the road.
Yet these tools all depend on the senior’s personal situation, how soon they will need nursing home or assisted living care, and their own actions over the past few years (especially if they’ve ‘gifted’ their assets away improperly or without the help of an attorney!).
But if you are currently at the place of planning for your parent’s long-term care, I encourage you to call a Sacramento Will Lawyer before any binding decisions are made. Here at The Chubb Law Firm, we’ve made the process easier than ever by offering seniors or children of seniors a FREE Peace of Mind Consultation (normally $750) with the mention of this article.
Together in this session we will review your parent’s current situation (or plan if they have one), their assets and their end-of-life wishes to determine whether or not your family is truly protected should something unexpectedly happen. I will also teach you how to maximize your parent’s assets and inheritance without sacrificing the ability to qualify for Medi-Cal in the future.
Simply call (916) 241-9661 and mention this article to redeem your free session. These appointments are limited to 10 sessions per month so call today!