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November 12, 2024
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Featuring Debra Draves from Master Care, in conversation with Elder Law Attorney Heather Chubb
Accessing affordable assisted living and memory care can feel overwhelming—especially for families navigating the complex healthcare system here in Sacramento. That’s why I invited Debra Draves from Master Care to join me for a straightforward conversation about new pathways for older adults to get the care they need without breaking the bank.
Heather Chubb: “Debra, thanks so much for joining me today. Let’s start simple—what exactly is CalAIM, and how is it making assisted living and memory care more accessible?”
Debra Draves: “Thanks, Heather. CalAIM is a program through Medi-Cal managed care that shifts funding from expensive skilled nursing facilities to lower levels of care like assisted living and memory care. It’s designed to improve quality of life for seniors while using resources more efficiently.”
Heather: “Who can participate? What are the eligibility requirements?”
Debra: “To qualify, individuals must be enrolled in a Medi-Cal managed care plan like Anthem Blue Cross or HealthNet. They should have some income—usually Social Security or a pension—and be willing to contribute about 90% of that income toward room and board. The rest is covered by the managed care plan.”
Heather: “A lot of families worry about having to move far from home. Can people stay in Sacramento for this program?”
Debra: “Absolutely! As long as there’s a managed care plan and assisted living providers available in the county—which Sacramento has—the participant can remain local. Plus, the program helps prevent eviction for those who’ve run out of funds.”
Heather: “Many programs have long waitlists. What’s the situation here?”
Debra: “No waiting list at all. It’s available immediately to those who qualify, making it a timely resource for families in need.”
Heather: “If someone wants to explore this option, what should they do?”
Debra: “The first step is to contact Master Care directly. Our intake team will help run eligibility and guide families through the process. It’s a simple call that can open doors to critical care.”
If you or a loved one are looking for affordable assisted living or memory care options in Sacramento, Master Care can guide you through the CalAIM program and other resources available.
📞 Call Master Care: (855) 836-6355
And if you want legal help to protect your family’s interests or plan for long-term care costs, call Chubb Law Firm PC at (916) 241-9661 for a discovery meeting.
You don’t have to face these challenges alone. We’re here to help.
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